Category Financial Planning

This is a repost of a blog from  Emer Kirk of Independent Trustee Company. Thursday 8th March marks International Women’s Day. This day has been observed since the early 1900s and since then we have witnessed a significant change and attitudinal shift in both women’s and society’s thoughts about women’s equality. With more women in the …

The European Central Bank is expected to keep interest rates on hold later today and signal that it has played its part in fighting the euro zone crisis after unleashing a dramatic sweep of measures that has unsettled some at the bank by releasing funds to European banks. ECB president Mario Draghi is likely to …

The two remaining life assurance companies offering 2 months premiums cash-back for new life assurance and mortgage protection policies will be closing these offers soon. Zurich Life offers a 5% discount instead of the cash-back of two months premiums. This may offer better savings depending on the policy length and premium amount ends on 16th …

This is the unsurprising fact published in today’s Irish Independent that many people are canceling their health insurance as premiums rise. However, by reviewing exactly what they require cover for and shopping around savings can be made. The Health Insurance Authority (an independent organisation) have a website www.hia.ie that allows you to compare health insurance …

NOW is a great time to review your protection as all major life assurance companies are offering two months premium cash back. The cashback offer of 2 months premiums refund for new life assurance and mortgage protection policies is ending soon though. Irish Life, New Ireland and Caledonian Life end their offer on 2nd March …

This is a link to a short video by Aidan McLoughlin (Independent Trustee Company) who recently lobbied the government with the Irish Brokers Association regarding pensions and changes to the pensions regime that might benefit consumers, the industry and the country. Here Aidan outlines the impact that the 4 year plan has had on pensions …

This is a discussion on the sale of mortgage payment protection policies over the last number of years. The Central Bank is investigating whether some policies were mis-sold. Click here for the link to the news at one on RTE 1 radio. If you have any queries on this contact us today at the contact …

This is an article on the presentation by the Irish Brokers Association “IBA” to an Oireachtas Committee on the issue of private pension funds.  The IBA also outline the continuing lack of confidence by pension investors regarding the governments plans to maintain the higher rate tax relief to allow individuals to provide for retirement. The …

This is the press release by the Central Bank of Ireland on the research conducted on variable mortgage rates in Ireland. Nothing startling in the key findings. It shows the rates for trackers and variable mortgages have diverged quite substantially since 2008.  I think most people on standard variable rates probably knew this anyway! Research …

Zurich Life have today announced they will offer a cashback deal on new life assurance policies. Exact details are yet to be provided but it appears there will be an option to achieve a 5% discount on the monthly premium or the 2 months premium cashback which other life assurance companies are currently offering. This …