Category Financial Planning

VHI Healthcare is to increase its prices by between 6% and 12.5% from March 1. The insurer said the increases are due to rising customer claims costs. The average increase for VHI customers is 9%. Declan Moran, the company’s chief executive, said its private health insurance business is currently loss making and the market is …

Another Life assurance company has decided to offer a cashback offer. This morning  Friends First announced that they will offer cashback of at least €50 or 2 months’ payments on new Term Assurance and Mortgage Protection. If you apply for a new Term Assurance or Mortgage Protection plan between 30th January and 30th March and …

This is probably stating the obvious but the costs of running a car are increasing. This is interesting to us from the point of view of clients budgeting and financial planning. From a financial planning and financial management point of view motor costs are sometimes  discretionary i.e. you can decide to incur the cost or …

The Personal Insolvency Bill aims to deal with personal debt and help those in unsustainable mortgages make deals with their banks and get on with their lives. Unfortunately the details of the bill as disclosed by the media will fail to allow the individuals in most need of bankruptcy reform to avail of it. It …

Article by David McWilliams on why Ireland should default on our debt. Click on the link below. http://www.independent.ie/opinion/columnists/david-mcwilliams/david-mcwilliams-private-debt-so-enormous-that-default-is-only-option-2998840.html

Get 2012 off to a good start. Review your finances and make a financial plan. Make savings on your life assurance or mortgage protection and get cash back.

Find attached a link to an article in the Examiner yesterday regarding the risk of being under insured when mortgage holders go on interest only repayments or other mortgage restructuring. http://www.irishexaminer.com/ireland/homeowners-face-mortgage-protection-risk-179531.html#ixzz1j38hHRjS

Galway Simon Community Financial Planning Day 5th November 2011

Free Life cover for a year of €10,000.

This is a link to a good website for commentary on the Irish economy with a  political /  banking and macroeconomic focus. www.irisheconomy.ie